Credit Analysis | Process | 5 C's of Credit Analysis | Ratios

0



In this video on Credit Analysis, we look at Credit Analysis from Beginner’s point of view.

π–π‘πšπ­ 𝐒𝐬 π‚π«πžππ’π­ π€π§πšπ₯𝐲𝐬𝐒𝐬?
—————————————-
Credit analysis is a process of drawing conclusions from available data (both quantitative and qualitative) regarding the credit – worthiness of an entity, and making recommendations regarding the perceived needs, and risks.

π‚π«πžππ’π­ π€π§πšπ₯𝐲𝐬𝐒𝐬 𝐏𝐫𝐨𝐜𝐞𝐬𝐬
——————————————
1. Proposal
2. Inspection
3. Financial security
4. Market Review
5. Presentation of Proposal
6. Sanction for assessment
7. Data Collection
8. Analysis of various parameters
9. Credit Rating
10. Presentation for sanction
11. Terms & Condition Established
12. Proposal Approved

π“π‘πž πŸ“ 𝐂’𝐬 𝐨𝐟 π‚π«πžππ’π­ π€π§πšπ₯𝐲𝐬𝐒𝐬
———————————————-

1. Character
2. Capacity
3. Capital
4. Collateral (or guarantees)
5. Conditions

π‚π«πžππ’π­ π€π§πšπ₯𝐲𝐬𝐒𝐬 π‘πšπ­π’π¨π¬
————————————–

1. Liquidity ratios
2. Solvability ratios
3. Solvency ratios
4. Profitability ratios
5. Efficiency ratios
6. Cash flow and projected cash flow analysis
7. Collateral analysis
8. SWOT analysis

To know more about Credit Analysis Ratio, you can go to this link here: https://www.wallstreetmojo.com/credit-analysis/

Connect with us!
Youtube β–Ί https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUw?sub_confirmation=1
LinkedIn β–Ί https://www.linkedin.com/company/wallstreetmojo/mycompany/
Facebook β–Ί https://www.facebook.com/wallstreetmojo
Instagram β–Ί https://www.instagram.com/wallstreetmojoofficial/
Twitter β–Ί https://twitter.com/wallstreetmojo

source

Leave A Reply

Your email address will not be published.